Affirmative Finance

Individuals and businesses across England, Scotland and Wales can get fast funding for all kinds of projects from Affirmative Finance, where we help people to steer projects to their completion.

When a difficulty seems like it has derailed the project, for example the bank has delayed funding, we put you back on the track to success with the help of a bridging loan.

We are a bridging finance lender that does what we say, we are open about how we do it, and where there are any difficulties, for example understanding the terminology, we discuss what these mean with you.

With this method, our professionals have helped both individuals and corporate entities to secure short-term finance for their projects, including:

  • Residential property finance
  • Commercial property finance
  • Auction purchase finance
  • Property development finance
  • Self-build finance
  • Refurbishment finance
  • Tax resolution finance – eg PAYE, Corporation, Income and Capital Gains

Our loans are unrestricted and can be used for any purpose. See our case studies for more.

At Affirmative we have embedded fair treatment of customers within the business. And by looking at each case on its own merits and working to tight timescales for a loan completion, we can provide secured short-term finance for all our customers:

  • Get a loan of £10,000 minimum up to a maximum of £5 million
  • Borrow up to 75% loan to valuation (LTV) or higher in some cases
  • Use flexible rates aligned with your case
  • Use staged facilities with interest only charged on the monies drawn
  • Borrow up to 100% of purchase price, build and refurbishment or development costs
  • Get an offer letter within hours of your application
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