Castle Trust

Castle Trust delivers innovative, bespoke solutions to meet a broad range of customer needs, with first and second charge loans and the option to roll-up some or all of the interest.

Products are available to buy to let investors, entrepreneurs and high net worth individuals including ex-pats and foreign nationals. It can also lend to corporate borrowers including SPVs, trusts and trading companies.

With the risk appetite to do interesting things and the expertise to ask the right questions. If it makes sense, Castle Trust will find a way.

Buy to Let

Landlords who want to realise greater value from their investment, refinance existing borrowing or raise capital. Lending is available for any legal purpose, including:

  • Holiday lets
  • Multiple properties on a single title
  • Student lets – including purpose built
  • Portfolio loans
  • Property refurbishment

Self-employed

Entrepreneurs who want to raise capital on their residential property to use for business investment. Funds can be used for:

  • Purchasing a business
  • Investing in business growth
  • Purchasing premises
  • Buying into a partnership
  • Tax bills

High Net Worth

Applicants who meet the high net worth test* as defined by the Financial Conduct Authority (FCA) and are looking to release capital from their home. Lending is available for any legal purpose, including:

  • Property investment
  • Building work
  • Bridging refinance
  • Gifted equity – Bank of Mum & Dad
  • Tax planning

*The FCA definition of high net worth is a customer with an annual net income of no less than £300,000 or net assets of no less than £3,000,000. Subject to compliance with regulatory requirements. Please note that an APRC is generated as part of the application process.

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