Fleet Mortgages

Who We Are?

Fleet Mortgages is a Buy to Let and specialist lender. Lending exclusively through the intermediary sector, we offer Buy to Let mortgages for residential landlords as well as limited companies and those seeking finance for Houses in Multiple Occupation (HMOs).

Why Fleet Mortgages?

  • Dedicated to the intermediary market
  • Current, relevant products and processes that reflect market needs
  • Flexible criteria
  • We don’t make it difficult

How Do We Work?

We have a simple philosophy. Fleet Mortgages will:

  • Lend to those who can afford it.
  • Be fair with borrowers, brokers, valuers and lawyers.
  • Be a business we can be proud to work for.
  • Compete on service, criteria and wide product range.
  • Lean heavily on our experience combining automated credit tools (to speed up the process) with quality underwriters.
Here are some good reasons to consider Fleet Mortgages
  • For Portfolio Landlords – Fleet does not stress the background portfolio, and there is no limit on the number of properties in the background
  • Day One re-mortgages available at Market Value
  • Capital Raising for any legal purpose, apart from Income Tax and Gambling debts
  • Sharers BTL available at standard rates, subject to HMO licence not being required and property readily sellable as a family home
  • Rental Calculation 125% @ 5.5%
  • 80% LTV Products
  • Free Valuation Products
  • New Fixed Products

“Wayne has been a key part of the underwriting team at Fleet for over a year but as we are growing our number of packager and distributor relationships, we felt it was important for us to provide access to onsite underwriting expertise. I am delighted that Complete FS have invited Wayne in as their latest onsite underwriter, and they will now benefit from having access to him to develop their understanding of Fleet’s criteria and proposition, and having him on hand to ensure they get the best support for their buy-to-let cases”

Bob Young, CEO at Fleet Mortgages

Wayne Fitzpatrick

Who We Are?

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