Foundation Home Loans
How to support portfolio landlords What they need to know
Foundation Home Loans is a specialist intermediary only lender, that provides Buy to Let and Residential mortgages for clients with more complex needs.
Buy To Let Overview
- Up to 80% LTV
- Available to Limited Companies and Individuals
- No minimum income requirement
- First Time Landlord products also available
- No minimum period of employment or self- employment
Residential Range Overview
Our Residential range is designed for clients with historic blips on their credit rating. We offer three simple tiers as well as options for first time buyers
The products:
Residential F1
- For clients with no adverse credit in the last 36 months
- No IVAs or bankruptcies
- Rates from 2.24%
- Up to 85% LTV
Residential F2
- No major adverse credit within the last 24 months
- Minor blips accepted (nothing in the last 6 months)
- No IVAs or bankruptcies
- Rates from 2.49%
- Up to 85% LTV
Residential F3
- CCJs / Defaults / Mortgage arrears considered within the last 24 months
- Other blips accepted (nothing in the last 6 months)
- Bankruptcies and IVAs considered
- Rates from 2.84%
- Up to 80% LTV
Residential FTB
- No major adverse credit within the last 24 months
- Minor blips accepted (nothing in the last 6 months)
- No IVAs or bankruptcy
- 80% and 85% LTV option available
From Foundation, we are pleased to be working closely with Sylvia & Annette. Sylvia Berwin is our in-house underwriter who works in our office 3 days a week. Annette Tilbury is National Account Manager and has worked closely with the Packager community for over 25 years
New Enquiry/Case Tracking
For all your online enquiries, DIP’s, applications and case updates you can use BORIS.
