InterBay Commercial has been a specialist commercial mortgage lender since 2006, providing mortgages on UK commercial property and residential Buy To Let’s. In August 2012, InterBay was acquired by OneSavings Bank plc and now enjoys the financial backing of a major UK mutual, Kent Reliance also being part of the group.
Complete FS added InterBay to the panel in June 2013 as we looked to enhance our commercial proposition at a time when high street banks were reluctant and often slow to lend. Our Key Partner status was achieved within 6 months which enables top proc fees to be paid to our brokers. In November 2015 we gained GOLD Key Partner Status, which puts Complete FS in an elite band based on our quality and quantity of business in the commercial sector.
InterBay Commercial offers innovative products and criteria to meet the changing needs of the market. They require clients to be experienced in the sector but offer some unique selling points, including:
- Interest only terms on all products
- Large loan discounts
- Refurb to term product
- Generous rental affordability