Vida Homeloans

BTL EXCLUSIVE PRODUCTS – MARCH 2021

BTL packager exclusive

70% LTV – 3.19%

  • 5 year fixed rate
  • with a fixed fee of £3,750

BTL packager exclusive

75% LTV – 3.29%

  • 5 year fixed rate
  • with a fixed fee of £3,750

We are really excited to announce two exclusive Buy to Let product available from Vida Home Loans. .

Product Features: 

  • Lender fixed fee of £3,750 (can be added)
  • Up to 70% or 75% LTV
  • Available on Vida 1 only
  • Loan size of £150,000 up to £750,000
  • ERC 5%, 4%, 3%, 3%, 3%
  • No proof of income required
  • No stress test on existing portfolio

Criteria 

  • First Time Landlords through to professional landlords
  • Individuals or SPVs, rental cover from 125%
  • Single units only
  • Flats above commercial – 60% LTV
  • Day 1 remortgage if purchased with bridging finance
  • Available as a Let to Buy

As part of this Complete Exclusive, Vida give a SERVICE PLEDGE to go from application to offer in a maximum of 15 working days. This is achievable by Complete obtaining the mandatory documents with the application form. We will advise you of the mandatory documents when the application passes the AIP.

See product guides below.
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