Vida Homeloans

ProductGross Fee paid by lenderNet fee paid to regulated broker Net Fee paid to non-regulated & client referral service
All Products1.00%0.60%0.30%

Buy to Let

• Limited Edition 2.94% fixed for 5 yrs with £995 fee, up to 75% LTV

• Ex-Pat loans including First time landlords

• Loans NOW to 85% LTV

• Specialist properties - high rise flats, ex-local authority, above commercial

Residential

• Now to 90% LTV

• Key worker range lending up to 5.5x income

• Help To Buy now extended to all tiers

• Specialist properties - high rise flats, ex-local authority, above commercial

More than ever before, borrowers need a lender that will react and respond when they are faced with financial complexity. Vida is the mortgage lending specialist with a clear focus on helping more customers in their home ownership journey, unravelling complex situations, and making the process clear and simple.

Working exclusively with expert intermediary partners, Vida combines cutting-edge technology with skilled and caring people to deliver an efficient and differentiated customer experience.  With over 11,000 customers we have lent over £2.1bn since our launch in 2015, but we want to do more.  By continuing to invest in technology, people, and process to ensure we deliver a market leading proposition that helps more people with a wider range of home buying needs.

We are flexible and efficient; we cut through complexity and never accept second best.

At Vida, we always keep our promises, what you see is what you get, and it will never change.  Put simply, Vida helps those who are typically ignored by high street banks to get life moving.

See product guides below.
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