ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Buy To Let1.00%0.50%0.25%
All other products2.00%1.00%0.50%
Less waiting, more communicating
The right short-term finance is the key to helping your clients get a residential property offer accepted and the case completed against the clock. Roma Finance’s flexible, streamlined approach to bridging loans enables you to offer tempting terms and deliver the speed buyers need. We can consider a variety of property types, constructions, credit profiles and income levels. We also offer both first and second charge bridging loans. It all helps to make us a lender less ordinary.
Here’s some more nitty gritty:
  • Loans from £75,000 – £3 million in England, Scotland and Wales
  • Rates from 0.69%
  • LTVs up to 75%
  • Manual underwriting: every case considered on its merits
  • Quick decisions, speedy completions
Property Development Loans
  • Solutions for self-build and ground-up development 
  • Part-built sites and developer exit options available 
  • Terms up to 24 months 
  • Rates from 0.95% 
  • LTV up to 65% 
  • Loans up to £3 million
  • Direct access to the underwriter for quick decisions and completions 
  • Lending across England, Scotland and Wales

Roma Finance provides property professionals and landlords with bridging loans, development finance and buy-to-let mortgages.

We offer first and second charge loans from £50k to £5m and have operated successfully in the buoyant UK bridging finance market for over ten years providing finance for property projects such as renovations, change of use, property auction purchases and ground-up developments on residential investment, commercial and industrial properties throughout England, Scotland and Wales.

Our customers are at the centre of our business and we have completely reinvented & simplified the legal process enabling most cases to complete within 7 days.
The Roma Finance team work to our core values to ensure that we constantly deliver the highest levels or service in the industry, always working with:

  • Professionalism – Using expert knowledge and positive behaviour to liaise at all stages of the case.
  • Integrity – Building constructive business relationships which are honest, fair and sincere.
  • Passion – An enthusiastic approach and going ‘above and beyond’ to deliver the best possible outcome.
  • Teamwork – Working collaboratively with colleagues and others to enhance business opportunities.

We use new cutting edge technology, including Open Banking, to simplify and speed up the application process and we have streamlined valuation and legal requirements so customers get their money quickly and our introducers get paid earlier.

More Key Benefits:
  • Customers have complete security with our multiple funding line strategy
  • We look at each case and customer as an individual to make the best possible decision
  • We can provide customers with an Agreement in Principle and Completions quickly to support customers buying at auction, renovating, ground up development and term lending
  • Our underwriters are experts in the field and some are even landlords themselves
  • We take a personal approach and get to know each customer and go over and above to meet deadlines
  • We can lend throughout England, Scotland and Wales
  • We are members of the ASTL, FIBA and the NACFB

For Intermediaries Only.

Complete FS Limited is Registered in England & Wales with Company No. 8163434. Registered Office at Fleming Court, Leigh Road, Eastleigh, Hants, SO50 9PD.

Copyright © 2024 Complete FS Ltd.

Complete FS Limited is authorised and regulated by the Financial Conduct Authority FCA Register Number: 738129 Please note we are a Packager and Broker, not a lender. The FCA does not regulate most Buy To Let mortgages.

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