Lender Fees

Proc Fees

Product Gross Income Broker Income Broker Min/Max
Bridging 1.50% 1.00% N/A
Product Gross Income Broker Income Broker Min/Max
Commercial < £500k 1.50% 0.75% N/A
Commercial > £500k 0.75% 0.375%
Product Gross Income Broker Income Broker Min/Max
Bridging Please speak with our enquiry desk for details
Product Gross Income Broker Income Broker Min/Max
Bridging 2.00% 1.00% N/A
Product Gross Income Broker Income Broker Min/Max
All Products 1.30% 0.75% N/A
Product Gross Income Broker Income Broker Min/Max
Buy to Let 0.85% 0.45% N/A
Product Gross Income Broker Income Broker Min/Max
Mainstream 50% of arrangement fee 25% of arrangement fee No min
No max
Buy to Let
Commercial
Product Gross Income Broker Income Broker Min/Max
Commercial 1.00% 0.50% N/A
Product Gross Income Broker Income Broker Min/Max
Buy to Let 0.90% + £180 0.50% N/A
Residential and Adverse
Product Gross Income Broker Income Broker Min/Max
Packager Products 0.80% 0.40% £1,000 max
Product Gross Income Broker Income Broker Min/Max
Commercial 1.00% 0.50% N/A
Product Gross Income Broker Income Broker Min/Max
Flex 3 2.00% 1.00% N/A
Other First Charge 1.50% 0.75%
Second Charge 2.00% 1.00%
Product Gross Income Broker Income Broker Min/Max
Secured Loan Please speak with our enquiry desk for details
Product Gross Income Broker Income Broker Min/Max
Mortgage 0.80% 0.35% N/A
Product Gross Income Broker Income Broker Min/Max
Buy to Let 0.85% 0.45% N/A
Residential
Product Gross Income Broker Income Broker Min/Max
Business Loans 2.50% 1.25% N/A
Product Gross Income Broker Income Broker Min/Max
Bridging Finance 1.50% 0.75% N/A
BTL & HMO 5 Yr Fixed 1.70% 0.80%
Commercial, HMO & BTL 1.50% 0.75%
Development Exit Finance 2.00% 1.00%
Pre-Planning Refurbishment to Term 2.50% 1.25%
Pre-Planning to Refurbishment 2.50% 1.25%
Refurbishment only 2.00% 1.00%
Refurbishment to Term 2.50% 1.25%
Product Gross Income Broker Income Broker Min/Max
Buy to Let 1.00% 0.50% £500 Min
Mortgages
Product Gross Income Broker Income Broker Min/Max
Bridging 1.50% 1.00% N/A
Product Gross Income Broker Income Broker Min/Max
Bridging 2.00% 1.00% N/A
Commercial <£500k 1.70% 0.75%
Semi-Commercial <£500k
Buy to Let <£500k
Commercial £500k> 0.85%
Semi-Commercial £500k>
Buy to Let £500k>
Product Gross Income Broker Income Broker Min/Max
All Products 0.80% 0.40% N/A
Product Gross Income Broker Income Broker Min/Max
Residential 0.60% 0.35% N/A
Residential Near Prime 0.80% 0.40%
Buy to Let 0.70% 0.45%
Further Advance 0.35% 0.20%
Product Gross Income Broker Income Broker Min/Max
Improvement Buy to Let 0.85% 0.45% N/A
Buy to Let
Product Gross Income Broker Income Broker Min/Max
Bridging (Residential & Commercial) 2.00% 1.00% N/A
Auction / Referb Finance 1.50% 0.75%
Buy to Let 1.00% 0.60%
Development Finance 1.00% 0.50%
Product Gross Income Broker Income Broker Min/Max
All Products 1.00% 0.50% Maximum £1,000
Product Gross Income Broker Income Broker Min/Max
Mortgage 0.80% 0.35% N/A
Product Gross Income Broker Income Broker Min/Max
Bridging Finance 1.50% 1.00% N/A
Residential 0.85% 0.50% N/A
Secured Loan Please speak with our enquiry desk for details
Product Gross Income Broker Income Broker Min/Max
Bridging Finance 2.00% 1.00% N/A
Product Gross Income Broker Income Broker Min/Max
Secured Loan Please speak with our enquiry desk for details
Product Gross Income Broker Income Broker Min/Max
Buy to Let 0.75% 0.375% N/A
Commercial 1.00% 0.50%
Product Gross Income Broker Income Broker Min/Max
Bridging 2.00% 1.00% N/A
Product Gross Income Broker Income Broker Min/Max
Bridging 2.00% 1.25% N/A
Product Gross Income Broker Income Broker Min/Max
All Products 0.80% 0.40% N/A
Product Gross Income Broker Income Broker Min/Max
Buy to Let 0.80% + £180 0.50% N/A
Residential
Bridging (loans <£500k) 2.50% 1.25%
Bridging (loans >£500k) 1.50%
Product Gross Income Broker Income Broker Min/Max
Secured Loan Please speak with our enquiry desk for details
Product Gross Income Broker Income Broker Min/Max
Self Employed 0.70% 0.35% N/A
Professional Mortgages
Contractor Mortgages
Buy to Let Light Refurb
Ex Pat Buy to Let
Self Build 1.00% 0.50%
3 Year Discount 0.60% 0.35%
First Time Buyer
Next Step
Buy to Let 0.70% 0.35%

Fees correct as of 1st November 2014

Product Gross Income Broker Income Broker Min/Max
All Products 0.80% 0.40% N/A

Fees correct as of 29th November 2017

Product Gross Income Broker Income Broker Min/Max
Secured Loan Please speak with our enquiry desk for details
Commercial 1.50% 0.75% N/A
Buy to Let
Product Switch/Refinance 0.75% 0.375%
Buy to Let R10 Range 1.25% 0.625%
Bridging 1.95% 1.00%
Product Gross Income Broker Income Broker Min/Max
Buy to Let 0.75% 0.35% N/A
Product Gross Income Broker Income Broker Min/Max
Secured Loan Please speak with our enquiry desk for details
Product Gross Income Broker Income Broker Min/Max
Buy to Let 0.85% 0.50% N/A
Family Mortgage 0.90% 0.55%
Offset Mortgage 0.85% 0.50%
Residential Mortgage 0.70% 0.35%
Product Gross Income Broker Income Broker Min/Max
Buy to Let 0.85% 0.50% N/A
Residential 0.80%
Product Gross Income Broker Income Broker Min/Max
Buy To Let & Residential 0.80% (max £4,000) 0.40% £2,000 max
Product Gross Income Broker Income Broker Min/Max
Auction 1.25% 0.75% N/A
Bridging (regulated) 1.50% 1.00%
Bridging (non-regulated) 1.75%
Buy to Let 2.25% 1.25%
Commercial 1.50% 0.75%
Consumer Buy To Let (<£100k) 2.25% 1.125%
Consumer Buy To Let (£100k - £200k) 2.00% 1.00%
Consumer Buy To Let (>£200k) 1.75% 0.875%
Residential Mortgage 1.50% 0.75% £3,750 max
Secured Loan Please speak with our enquiry desk for details
Product Gross Income Broker Income Broker Min/Max
Bridging 2.00% 1.00% N/A
Secured Loan Please speak with our enquiry desk for details
Product Gross Income Broker Income Broker Min/Max
Buy to Let 0.85% 0.45% N/A
Residential 0.80% 0.40%
Product Gross Income Broker Income Broker Min/Max
Non Regulated 1.75% 1.00% N/A
Prime 1.50% 1.00%
Regulated 1.50% 1.00%

Application Fees

The application fees quoted below include the cost of a valuation on a standard property or specialist property (HMO, Multi Unit, etc)

In the event that the application does not proceed and valuation not instructed Complete FS will retain a £99 application fee. This fee scale relates to the following lenders:

  • Kent Reliance
  • Foundation Home Loans
  • Together Money (BTL only)

With all other lenders the valuation fee is collected by the lender & Complete FS will collect a £99 application fee. This does not apply to second charge loans.

  Application Fee
Property Value Standard HMO/Specialist
up to £75,000 £399.00 £699.00
£75,001 to £100,000 £399.00 £699.00
£100,001 to £150,000 £399.00 £699.00
£150,001 to £200,000 £499.00 £699.00
£200,001 to £250,000 £499.00 £699.00
£250,001 to £300,000 £499.00 £799.00
£300,001 to £350,000 £599.00 £799.00
£350,001 to £400,000 £599.00 £899.00
£400,001 to £450,000 £599.00 £899.00
£450,001 to £500,000 £599.00 £899.00
£500,001 to £600,000 £799.00 £1,199.00
£600,001 to £700,000 £799.00 £1,199.00
£700,001 to £800,000 £799.00 £1,199.00
£800,001 to £900,000 £999.00 £1,399.00
£900,001 to £1,000,000 £999.00 £1,399.00