Residential Mortgages

The specialist market for residential loans has increased significantly in recent years, especially since the Mortgage Market Review in 2014. We are still seeing new specialist lenders come to market who are keen to provide innovative products and criteria to this growing market.

Complete FS does not look to the high street for ‘vanilla’ lending, we only deal with those more interesting residential loans which requires good old underwriting by real people, not computers!

As we know the workplace is ever changing and people move around more easily which makes it ideal for specialist lending in todays market.

We currently have 20 lenders on the panel who specialise in the residential first charge market which means we can cater for almost every scenario, from simple credit score fails to lending into retirement.

With interesting and often complex cases it’s vital to have strong relationships with lender and underwriter, we’re confident given our expertise we can provide viable options for your client.

Here’s some of the lending scenario’s we are able to help with:

  • Complex Income
  • High Income Multiples
  • Non standard properties
  • Flats above shops
  • Self-Employed, from 1 year
  • First Time Buyers
  • Failed Credit Score
  • Contractor
  • Zero hour contracts
  • New Build
  • Help To Buy
  • Forces Help to Buy
  • Right To Buy
  • Shared Ownership
  • Gifted deposits, including equity
  • Interest Only
  • Lending into retirement
  • Guarantor
  • Large loans

Contact Us

Contact our dedicated Residential Finance team today on:

023 8045 6999

Option 1 (then option 1 new business, option 2 existing case)

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