Vida Homeloans

Vida Homeloans is the modern mortgage lender for residential and buy to let customers who may not fit the criteria currently demanded by high street banks. Vida uses the latest technology to support and inform human decisions, providing intermediaries with a quick, efficient and reliable service

The management team at Vida are very experienced in the mortgage industry, backed by significant private equity and have the advantage of not having any legacy systems or processes; everything is designed from scratch with you and your customer at the centre of our business

Modern Mortgage Lending

Intermediary Focus

  • 100% committed to intermediaries, no direct to consumer channel
  • No cross-selling of any products or services to your customers

Modern Technology & Process

  • 100% online application process - no paper required
  • Online decision in principle possible in less than 10 minutes, full mortgage application possible in less than 15 minutes
  • Auto-cascade - both ways - results in the right product and rate for the customer

Experienced Team

  • Direct access to experienced underwriting decision-makers via your packager
  • Dedicated Key Account Managers & Telephone BDMs covering all of England & Wales

Technology

Their technology has been selected from the best on the market - after a great deal of customer, intermediary and competitor research - and then configured to deliver an outstanding platform to support our processes and people.