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Residential Adverse Buy to Let Secured Bridging Commercial
The Mortgage Lender
The Mortgage Lender launch to the Intermediary market today and Complete FS are pleased
to add them to our panel. The specialist area they lend are impaired credit, the self employed and lending into retirement.
Rates start as low as 2.18% with products offering 2 year tracker, 2 year and 5 year fixed rates. The maximum loan to value is 85%.
the difference
We've listed some of the advantages of dealing with The Mortgage Lender Limited (TML).
Simple affordability approach
Bullet A simple and effective approach to assessing applicant affordability
Bullet Most of the demographic data used to assess affordability is electronically obtained
Bullet The affordability model enables the lender to assess current and future affordability
Flexible approach to income
Bullet Income multiples up to 4.5 x single, 4 x joint
Bullet Personal / occupational pension income can be considered as the sole source of income (minimum gross income for one person is £15,000 per annum)
Bullet 100% of second incomes can be considered
Bullet TML accept maintenance payments as a form of income, as long as there is a court order and a minimum remaining term of 5 years
Bullet Will consider 100% of basic salary, car allowance, and pension
Wide range of property considered
Bullet Minimum property value £70,000, minimum £150,000 in London & South East
Bullet Ex local authority properties acceptable up to 75% LTV
(properties within buildings of max 5 floors)
Bullet Properties with up to 3 acres of land considered
Bullet Also lend in mainland Scotland (subject to some postcode exclusions)
Wide range of property considered
Bullet £1 million up to a maximum 70% LTV
Bullet £800,000 up to a maximum 75% LTV
Bullet £600,000 up to a maximum 80% LTV
Bullet £400,000 up to a maximum 85% LTV
Bullet First time buyer maximum 80% LTV
Click here for full product guide
Proc Fee 0.50%
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Contact us
phone 023 8045 6999
web Visit our website
9 Compass Point
Ensign Way Hamble
SO31 4RA
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Registered in England & Wales with Company No. 81635434
Registered Office at Fleming Court, Leigh Road, Eastleigh, Hants, SO50 9PD.