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Yes, there are loans at 95% LTV with credit blips
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How many times do you get Credit Score FAILED with high street lenders at 95%?
Great News - Complete FS still has this limited distribution Near Prime product to 95% LTV
So why would you consider Kensington?
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Credit History
As you well know the high street will often kick out a case for certain historic credit blips, but here's how we can get you some 'Accepts':
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- Defaults accepted if over 3 years
- Communication defaults ignored
- Mortgages/Secured loans arrears accepted if over 3 years
- CCJ's accepted if over 6 years
- Unsecured credit - max 2 down in 12 months (now up to date)
- DMP's accepted if in place for 1 year
- Payday loans accepted if over 1 year
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Criteria
It's not just credit blips we can help with, there are other scenario's where Kensington can make the difference:
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- Failed credit score
- Only limited credit history
- Self employed - 2 yrs trading but work on latest year
- Contractors acceptable
- Gifted deposit acceptable from close family
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Call the Residential Team now on 023 8045 6999
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Proc Fee 0.40%
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9 Compass Point, Ensign Way Hamble, Southampton, SO31 4RA
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Copyright 2018 Complete FS Ltd.
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For the use of mortgage intermediaries & other authorised professionals only. Not to be shown to or used with the general public. Your home may be repossessed if you do not keep up repayments on your mortgage.
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Registered in England & Wales with Company No. 81635434
Registered Office at Fleming Court, Leigh Road, Eastleigh, Hants, SO50 9PD.
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