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Got a Credit Score No?
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We all know the majority of our high street lenders use credit score to cherry pick their clients but not every borrower is the same!
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GREATTTTTT NEWS - there are more and more specialist lenders who will look at the more interesting cases and who don't rely on credit scoring to make their decision.
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One such lender is Pepper Money
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They have some interesting criteria:
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- No credit scoring - the rate is the rate! Start as low as 2.17%
- Defaults & CCJ's don't need them to be satisfied and no limit to the value either
- DMP acceptable - for clients in an active DMP or have satisfied one in the last 12 months
- Really flexible attitude to missed/late payments on all types of unsecured credit (arrears on "fixed term" unsecured credit must be at least 6 months old)
- Pure Interest Only with sale of property as the repayment method, no problem up to 60% LTV
- Great for the self-employed - 1 year trading/1 years income for newly self-employed and latest years income for established self-employed accepted
- Capital raising for most purposes accepted up to 85% LTV
- Great for Let To Buy scenarios - lend on the BTL and onward residential purchase
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Complete FS have a special range for Pepper 6, 12 & 18
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For more information call us NOW on
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023 8045 6999
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Option 1
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9 Compass Point, Ensign Way Hamble, Southampton, SO31 4RA
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Copyright 2018 Complete FS Ltd.
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For the use of mortgage intermediaries & other authorised professionals only. Not to be shown to or used with the general public. Your home may be repossessed if you do not keep up repayments on your mortgage.
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Registered in England & Wales with Company No. 81635434
Registered Office at Fleming Court, Leigh Road, Eastleigh, Hants, SO50 9PD.
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