| VIDA HOMELOANS INTRODUCES NEW SPECIALIST RESIDENTIAL MORTGAGE RANGE |
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Initial rates reduced by up to 0.70%. Revert rates reduced by 0.50% |
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2 year variable rates from 2.99% |
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2 year fixed rates from 3.29% |
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5 year fixed rates from 3.79% |
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New Fee Saver range (available on all residential products) |
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| RESIDENTIAL RANGE DETAILS - PROC FEE 0.40% |
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| NEW RESIDENTIAL FEE SAVER RANGE |
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No product fee |
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Refund of valuation & assessment fee after completion (up to £650) |
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| RESIDENTIAL PRODUCT RANGE - USPs |
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Recently self-employed |
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Impaired and improving credit |
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Interest only up to 75% LTV |
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Part and part up to 85% LTV |
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Borrowers in or approaching retirement |
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Buy together - up to 4 incomes accepted |
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Remortgaging from bridging considered |
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Right to Buy |
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| BUY TO LET RANGE DETAILS - PROC FEE 0.45% |
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| CHANGES TO BTL PRODUCT RANGE |
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Vida 1 and 80% LTV BTL product relaunched |
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Repricing and new product fees across all products |
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Revised BTL rental cover - staying at 125% for basic rate tax payers and limited companies. Changing to 140% for higher rate tax payers. Top up facilities available |
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Rental calculation based on higher of product rate or 5.5%. When £ for £ remortgage notional rate of 5% applies. 5 year fix at initial pay rate |
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| KEY CRITERIA AND SERVICE ACROSS BOTH RANGES |
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Up to 100% of income from second jobs accepted |
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Full 2 or 5 year initial product terms available from completion |
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Cascade underwriting up and down - resulting in the right product and rate for your customer |
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Fully automated DIP and application system, including document upload and 24/7 case tracking |
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Fees can be added at all LTVs |
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CALL OUR EXPERIENCED TEAM ON 02380 456 999
Or email us at: enquiries@complete-fs.co.uk for more information. |
