Rates from 2.99% - Magellan Homeloans enhance criteria to help more credit repair borrowers
023 8045 6999
enquiries@complete-fs.co.uk
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Enhanced Criteria
Call Jacqui from Magellan today
On Tuesday 27th June Jacqui from Magellan Homeloans will be in our office awaiting your more quirky mortgage enquiries. Call her on 023 8045 6999 Option 1, option 1. Or call her on her mobile - 07867 523 439
Magellan Homeloans understand that borrowers receive income from multiple sources, that's why they don't credit score. They believe that their manual underwriting guarantee, offers borrowers a personal service that means they approach every borrower's circumstance with an open view.
Their product ranges offer your customers a variety of flexible solutions as they can consider:
  • Complex incomes including agency / zero hours, pensions, second jobs and investments
  • A flexible approach to lending beyond state retirement age
  • Regular commission, bonuses and overtime for employed borrowers
  • 3 months remaining on contractor's contract
  • 12 months' experience as an agency worker
  • 12 months trading for self-employed / Limited Company Directors
  • Gifted deposits and gifted equity acceptable
  • Clients in DMP's, Satisfied IVA's and Discharged Bankrupts considered
Remember, Magellan Homeloans manually underwrites each application on its own merits and doesn't use credit scoring to determine the product.
Magellan Homeloans enhance criteria
  • Rates from 2.99%
  • Adverse allowed within the last 12 months
  • Undischarged DMP's considered
  • 1 year self employed with share of net profit accepted for Directors
  • Contractors accepted
  • Complex income structures considered
  • Multiple CCJ's and DF's considered
  • Up to 85% LTV with fees added
  • Remortgaging for any legal purpose (Including rolled up interest bridging/payment of tax bills considered)
  • Arrears/CCJ's/Defaults accepted outside of 3 months
View the product guide
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Contact us
023 8045 6999
enquiries@complete-fs.co.uk
complete-fs.co.uk
 
9 Compass Point
Ensign Way Hamble
Southampton
SO31 4RA
 
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