Commercial Finance: For business needs big and small. And anything in between.
From fresh new start-ups to established enterprises, we’re here to offer first and second charge commercial mortgages for all sorts of industry investments.
Whether it’s land or property, these loans suit needs of all shapes and sizes. For us, it’s just common sense.
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Lending with built-in flexibility
Pubs to clubs, hotels to wholesales. Commercial properties are probably the most varied of the lot, and a flexible approach means we can provide first and second charge mortgages for more types than most. No matter how out of the ordinary they might seem!
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Customer types:
• Limited company applicants.
• Individual applicants.
• Partnerships.
• Sole traders.
• Maximum age of 80 at the end of mortgage term.
• Credit profiles can include CCJs and defaults in the last 12 months.
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Property types we help with:
• Commercial and semi-commercial investment property.
• Leased industrial, manufacturing, wholesale or office units.
• Restaurants and retail units.
• Equestrian centres, hotels and leisure premises.
• Warehouses, light industrial units, working farms and farmhouses.
• Pubs, nightclubs and part-developed property.
• Land with no planning permission or with agricultural restrictions.
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Key criteria:
• Repayment terms: 7 to 30 years.
• Interest-only terms: 7 to 10 years.
• Mortgages and re-mortgages from £26,000 - £500,000 (more by referral)
• First and second charge finance available.
• Discounted variable rates.
• Interest-only and capital repayment options available.
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Exclusive Rate:
• Rates from 6.99% (a reduction of 2.91% on core range)
• 2.50% Arrangement Fee (a reduction of 0.50% on core range)
• ERC – 4%,4%4%,3%,2%,1%,(1% thereafter) (2% reduction on core range)
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Please click to view the Product Guide for more details on the terms offered. If you would like to chat through any specific commercial enquiries with Bob or Julie please give them a call on 02380 456999 Option 3 followed by Option 1.
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