We’ve had another strong week in the specialist lending sector with valuers able to carry out full valuations and LTV’s slowly increasing, here’s a summary of the latest improvements:
Residential & BTL’s NOW up to 75% LTV
Full valuation – WE INSTRUCT
Near Prime Resi rates from 3.69%
BTL Standard rates from 3.59%
BTL Specialist from 3.89%
HMO’s & MUFB’s accepted for remortgage
BTL loans up to £3m
Min property value £75,000
Portfolio landlords accepted
BTL NOW up to 70% LTV
Full valuation
BTL Standard rates from 3.79%
BTL Specialist rates from 4.09%
HMO’s, MUFB’s, Airbnb & Holiday Lets accepted
FTL’s & Ex-Pats accepted
BTL loans up to £750k – 65%LTV, £250k -70%LTV
Min property value £100,000
Residential & BTL’s NOW up to 75% LTV
Full valuation
Resi rates from 3.49%, HTB from 3.89%
BTL Standard rates from 3.34%
BTL Specialist from 3.64%
HMO’s & MUFB’s accepted for remortgage
Minimum property £75,000
BTL & Resi NOW up to 75% LTV
Full valuation – WE INSTRUCT
BTL Standard rates from 3.09%
BTL Specialist from 3.49%
Resi rates from 2.79%
No ERC products on standard to 75%LTV
FTL’s accepted
No minimum income (BTL)
Residential NOW up to 85% LTV
Full valuation
No credit score, manual underwrite
Residential rates start from 1.94%
Family Assisted Loans to 100% LTV (with collateral charge of 20%)
Retirement IO from 2.99% up to 60% LTV
Later Life Lending from 2.54% up to 75% LTV
As always please give the team a call if you would like to discuss a new enquiry – 02380 456999
Thanks, exercise as much as you like & stay 2 metres from friends and family
CONTACT:
02380 456999
*These product types are restricted by some Networks.
