- Max age at application is 80
- NO minimum income
- TML lend up £5 million
- Affordability from 125% at pay rate
- Will lend to ex-pats
- Flats above commercial considered
- Utility and communications defaults not treated as adverse credit
- Flexible on tenancies, AST, let to council, corporate let
- If leasehold flat TML wont take a charge over freehold
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