West One have certainly started the new year with a bang with some great rates & key changes to their product offering. We are very pleased to be part of their limited distribution for both the Air BnB/Holiday Let product as well as their Ex-pat BTL product.  
 
NEW LIMITED EDITION 5 YEAR FIXED RATE – 3.44% up to 70%. Combined with some of the key points below this rate is sourcing extremely well.
 
NEW EXCLUSIVE – Holiday Let/Air BnB
  • 4.34% fixed for 5 Years
  • Max 70% LTV
  • Loan £50k to £500k
  • First time landlord (must own main residence)
  • Lending based on AST rental value
  • From 125% @ 4.34%
  • Also available as CBTL
NEW EXCLUSIVE – Ex-Pats
  • Ex-Pats in EEA
  • Ex-Pats non EEA considered by referral
  • 4.24% fixed for 5 Years
  • Max 70% LTV
  • Loan £50k to £500k
  • First time landlord (must own main residence)
  • HMO’s & MUFB’s
  • Individuals or Ltd Co
  • Also available as CBTL
Here’s some more reasons why WE like West One for BTL’s:
  • First Time Landlords for HMO’s & MUFB’s
  • Late mortgage payments paid within 30 days are ignored
  • Inter-family sales – gifted equity & gifted deposit considered
  • No minimum income
  • Long term corporate lets & DSS/student tenants considered
  • Security next to or above commercial considered
  • Let to buy & CBTL considered
Not forgetting the BEST NEWS – We’re very pleased to confirm the PROC FEE has now increased to 0.50% on all new applications.

And please don’t forget on all cases from the QUILTER network we have waived the standard £99 application fee.
 
If you would like to know more please call the BTL team on 023 8045 6999 Option 2
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