Really exciting news, The Mortgage Lender has returned to specialist residential lending with purchase and remortgage products for employed, self-employed, contract workers, retired and those with complex incomes. Loans go up to 85% LTV.
 
Coupled with our own dedicated 5 day a week specialist underwriter, Warner Pidgeon, we’re able to offer great products, strong criteria and our usual impressive quality of service.


Here are some of TML’s standout points:
 
  • Competitive fixed rates from 3.27%
  • Purchases & remortgages up to 85% LTV
  • Employed - will accept 50% of regular overtime/bonuses/commission for employed
  • Employed - will use furlough income providing not the only source of income
  • Self employed – will accept trading over 12 months
  • Self employed – will use latest trading figures
  • Ltd company – will use share of net profit before corporation tax
  • Adverse – ignore Utility & Communication defaults
  • Adverse - no value limit on CCJ’s/Defaults
  • Adverse – secured arrears based on missed payments
  • Adverse - bankruptcy/IVA up to 75% LTV
  • Adverse – DMP’s up to 80% LTV
PROC FEE 0.50%
 
You can view the full product guide by clicking here.

If you have any clients you’re struggling to get through the high street, please give us a call – 023 8045 6999 Option 1
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