We are very excited to tell you about this exclusive 5 year fixed rate from Castle Trust, renowned for their lending in the specialist arena. 

Typically they win business by lending to first time landlords, using our exclusive lower 5 year fixed rate improves affordability. Another benefit is it comes with TWO year ERC. This first step on the investment property ladder provides the client with valuable experience & the ability to remortgage onto a lower rate after just two years. 
Here are just some more USP’s:

  • Ex-pat & foreign nationals
  • Complex limited company structures
  • New builds & developments
  • Fist time landlords
  • First time HMO landlords
  • First time holiday lets
  • Will use holiday let income, not AST
  • MUB’s on one title
  • No min income, no max age

The 5 Year fixed exclusive is lower than their core range & offers the following:

  • 4.50% fixed for 5 Years
  • Up to 75% LTV purchase or remortgage
  • Only 2 year ERC, 5% in Yr1 & Yr2
  • 2% arrangement fee (added to loan to max of 75%LTV)
  • ICR – 4.50% @ 125% basic rate/Ltd Co or 145% higher rate
  • Loans £150,000 to £2m

To speak to us about these products you can call on 023 8045 6999 option 2 or submit an enquiry online.

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