We are very excited to tell you about this exclusive 5 year fixed rate from Castle Trust, renowned for their lending in the specialist arena. 

Typically they win business by lending to first time landlords, using our exclusive lower 5 year fixed rate improves affordability. Another benefit is it comes with TWO year ERC. This first step on the investment property ladder provides the client with valuable experience & the ability to remortgage onto a lower rate after just two years. 
 
Here are just some more USP’s:

• Ex-pat & foreign nationals
• Complex limited company structures
• New builds & developments
• Fist time landlords
• First time HMO landlords
• First time holiday lets
• Will use holiday let income, not AST
• MUB’s on one title
• No min income, no max age

 
The 5 Year fixed exclusive is lower than their core range & offers the following:

• 4.50% fixed for 5 Years
• Up to 75% LTV purchase or remortgage
• Only 2 year ERC, 5% in Yr1 & Yr2
• 2% arrangement fee (added to loan to max of 75%LTV)
• ICR – 4.50% @ 125% basic rate/Ltd Co or 145% higher rate
• Loans £150,000 to £2m
   

To speak to us about these products you can call on 023 8045 6999 option 2 or submit an enquiry online.