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As Help To Buy continues its popularity, improved criteria and a flexible lending approach is vitally important. That’s why we work closely with Bluestone Mortgages in offering criteria you won’t find on the High Street.
How Dedicated Underwriters help you:
Great news! As a Sapphire Club Partner of Bluestone Mortgages we are pleased to have a dedicated underwriter who now looks after us. This is allows us to continue on our mission of providing a consistently high service to you, from DIP to completion.
Bluestone Can Help:
- Up to 4 defaults and 3 CCJ’s – within the last 3 years (none in last 6 months)
- CCJ’s/Defaults under £250 ignored, even in last 3 months
- Up to 4 missed mortgage payments in months 13-24
- Debt management plans accepted and can remain
- IVA/Bankruptcy
- Gifted deposits
- Up to 4 applicants
- Up to 85% LTV
- Loans up to £1m
- No credit scoring
The basics:
- No application fees
- Free upfront valuation
- 75% LTV on new build houses & flats
- 5 year fixed rates
- Property value £100k - £600k
- Builder incentives of up to 5% of the purchase price accepted (not inc builders deposit) Incentives include white goods, carpets, small cashback, legal fees
Contact the residential team on 023 8045 6999 option 1 and we’d love to run through any questions you may have.
See attached latest Bluestone Product Guide.
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