Help to Buy mortgages just became more accessible for those clients that don’t quite fit the high street through credit blips or complex income. The team at Complete are pleased to showcase the Pepper Help to Buy range, which will help more hopeful homeowners find their way onto the housing ladder.
What we like:
- No credit scoring or auto-cascading
- No value limit on CCJs and defaults - no need for them to be satisfied
- One years’ self-employed trading
- Latest year used for affordability when trading for two years or more
- 100% of shift allowance accepted
- 50% of variable income accepted, including commissions, bonuses and overtime
- Fully gifted deposit accepted
As a PREMIER PARTNER for Pepper Money we have a dedicated team giving us the best service – so please give Complete a call for all your complex HTB cases.
Call the team at Complete FS on 023 8045 6999 option 1 or submit a case online via boris using the link below.