Complete FS are really excited to announce that QUANTUM MORTGAGES have been added to the BTL panel, giving YOU access to a lender who has very limited distribution.
 
Quantum Mortgages are a specialist BTL lender, ideal when the high street is not an option. They offer a full range of products which allows for some credit blips as well as larger

properties with up to 12 beds/units and semi commercials.
 
Here’s some good reasons to consider Quantum Mortgages: 

•         Lend in Northern Ireland (as well as E & W)
•         Properties in Northern Ireland – single units up to 70% LTV
•         Ex Pat & Foreign National’s (max 65% LTV)
•         Family gifted deposits accepted (not just immediate family)
•         Undervalue family transactions
•         HMO / MUB’s  up to 12 beds/units
•         Holiday Lets inc Air BnB
•         Ex local Authority Flats over 5 floors up to a maximum of 12 floors
•         Studio Flats less than 30 sqm
•         Properties above or adjacent to commercial premises
•         Semi Commercial units where the self-contained residential accommodation consists of at least 60%
•         No PG’s required below 50% LTV
•         Day 1 remortgages on OMV

 
Please note borrowers need BTL experience based on the security being used: 
Single/multi units up to 6 beds            -  App 1 to have min of 1 BTL owned for 1 year
Specialist range (inc NI)                     -  App 1 to have min of 2 BTL’s owned for 2 years