Getting support with those specialist residential enquiries is vital. That’s why we work closely with United Trust Bank who offer loans to customers with more colourful credit histories or unusual requirements.
 
United Trust Bank offers an enhanced range of specialist mortgage products, designed to accommodate those underserved customers who do not meet the high street approach of a minimum credit score or automated process. Combining technology with  specialist underwriting UTB assess each application on its merits, aiming to fulfil the needs of customers wishing to purchase their home or to raise capital for a variety of purposes.
 
Here’s some good reasons why we like their proposition
 
  • Lending up to 6x Loan to Income (inc FTB’s & Interest Only)
  • Loans up to 85% LTV
  • Non standard construction properties considered
  • No credit score
  • AVM’s up to 75% LTV for remortgage
  • Previous adverse credit accepted (FTB’s fit on Product 0)
  • Purchase undervalue & gifted equity accepted
  • Interest only to 75% LTV (£50k min income)
  • Refinance an unencumbered property to 75% LTV
 
For more information or help with a residential enquiry please call the team on 02380 456 999 Option 1
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