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The Tandem Challenge has been designed to allow borrowers to complete a re-mortgage within 10 days, so taking the pain out of the process, just before Christmas.
- No application fees
- FREE AVM’s can be used, up to 75% LTV, up to confidence level 5. Or, FREE physical valuations are available up to £700,000
- We will use Tandems lenders affordability and Credit backed Application in Principle before submitting the Full application
- FREE lender only legal process – keeping everything in-house & fast-tracked
- FREE Courier service to provide your client with the legal documents quickly
- Last 3 months payslips
- 3 months bank statements – usually not required on products T0 & T1
- If paying off loans, the redemption statements or latest credit report
- Max LTV 90% inc debt consolidation (£60k max for debts)
- 100% of bonus/commission if consistent
- No limits on size of CCJs or Defaults, ignored if under £750
- DMP’s acceptable – min 12 month good payment profile
- Bankruptcy/IVA – Day 1 discharged acceptable
Tandem. The UK’s greener, digital bank providing hard working people across the UK with sustainable ways to borrow and save. Find out how we can help you enjoy a more affordable lifestyle while reducing your carbon footprint.
Together with our partners Oplo and Allium, we’re building a greener digital bank. A bank that can help you to enjoy life today, dream big for the future, and protect the world we all share for generations to come.