Affirmative Finance
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging | 1.50% | 1.00% | 0.50% |
Allica Bank
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Commercial | 1.50% | 0.75% | 0.375% |
Alternative Bridging Corporation
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging | 1.50% | 1.00% | 0.50% |
Assetz Capital
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Commercial Express | 1.25% | 0.70% | 0.35% |
All Other Products | 1.25% | 0.70% | 0.35% |
Barclays
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Commercial | 1.00% | 0.50% | 0.25% |
Bath Building Society
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 0.80% | 0.35% | 0.18% |
Residential | 0.80% | 0.35% | 0.18% |
Beverley Building Society
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All products | 0.80% | 0.40% | 0.20% |
Bluestone Mortgages
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 0.90% + £180 | 0.50% | 0.25% |
Residential & Adverse | 0.90% + £180 | 0.50% | 0.25% |
Castle Trust
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging | 1.75% | 0.875% | 0.44% |
Buy To Let | 1.50% | 0.75% | 0.375% |
Central Trust
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Secured Loans | 2.00% | 1.00% | 0.50% |
Digital Mortgages by Atom Bank
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 1.25% | 0.625% | 0.31% |
Dudley Building Society
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All Products | 0.80% | 0.37% | 0.18% |
Equifinance
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Secured Loans | 2.00% | 1.35% | 0.68% |
Fleet Mortgages
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All Products | 0.80% | 0.45% | 0.22% |
Foundation Home Loans
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All Products | 0.85% | 0.45% | 0.22% |
Semi Commercial | 1.20% | 0.60% | 0.30% |
Funding Circle
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral servicee |
---|---|---|---|
All Products | 2.50% | 1.25% | 0.62% |
Glenhawk
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging | 2.00% | 1.00% | 0.50% |
Greenfield Mortgages
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All products | 2.00% | 1.00% | 0.50% |
Hampshire Trust Bank
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging Finance | 2.00% | 1.00% | 0.50% |
BTL & Semi Commercial | 1.50% | 0.75% | 0.38% |
Hinckley & Rugby For Intermediaries
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All Products | 0.80% Gross (£12,000 max) | 0.40% to Broker (£6,000 max) | 0.20% |
Interbay
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 1.00% | 0.50% | 0.25% |
Commercial / Semi Commercial | 1.50% | 0.75% | 0.375% |
Bridging | 2.00% | 1.00% | 0.50% |
Product Transfers | 0.50% | 0.35% | 0.175% |
Kent Reliance
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Residential | 0.60% | 0.35% | 0.18% |
Residential Near Prime | 0.80% | 0.40% | 0.20% |
Buy to Let | 0.70% | 0.45% | 0.22% |
Further Advance | 0.35% | 0.25% | 0.10% |
Landbay
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let (Club Route) | 0.55% | 0.50% | N/A |
Buy to Let | 0.85% | 0.45% | 0.22% |
LendInvest
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Residential | 0.80% | 0.40% | 0.20% |
Buy to Let | 1.00% | 0.60% | 0.30% |
Bridging (unreg & reg) | 2.00% | 1.00% | 0.50% |
Development | 1.00% | 0.50% | 0.25% |
LiveMore
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All Products | 0.95% | 0.50% | 0.25% |
MT Finance
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging Finance | 2.00% | 1.00% | 0.50% |
Buy To Let | 0.85% | 0.50% | 0.25% |
Octane Capital
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging | 2.00% | 1.00% | 0.50% |
Octopus Real Estate
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging | 2.00% | 1.25% | 0.60% |
Pepper Money
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All Products | 0.80% | 0.40% | 0.20% |
Precise
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 0.80% + £180 | 0.50% | 0.25% |
Residential | 0.80% + £180 | 0.50% | 0.25% |
Bridge to Let | Bridge - 0.75% | Bridge – 0.375% | Bridge - 0.19% |
BTL - 0.60% | BTL - 0.375% | Bridge - 0.15% | |
Total - 1.35% | Total - 0.75% | Total - 0.34% | |
Bridging | 2.00% | 1.00% | 0.50% |
Secured Loans | 2.00% | 1.35% | 0.68% |
Quantum Mortgages
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 1.10% | 0.70% | 0.20% |
Redwood Bank
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
BTL/Commercial | 1.50% | 0.75% | 0.38% |
Roma Finance
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy To Let | 1.00% | 0.50% | 0.25% |
All other products | 2.00% | 1.00% | 0.50% |
Saffron
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy To Let | 0.80% | 0.40% | 0.20% |
Residential | 0.80% | 0.40% | 0.20% |
Self Build | 1.00% | 0.50% | 0.25% |
Selina Finance
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Business Credit Facility | 3.50% | 1.50% | 0.75% |
Property Investor Credit Facility | 2.00% | 1.00% | 0.50% |
Shawbrook Bank
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Secured Loan | 2.00% | 1.35% | 0.68% |
Commercial | 1.75% | 0.875% | 0.44% |
BTL Non Portfolio | 0.90% | 0.45% | 0.225% |
BTL Portfolio | 1.20% | 0.60% | 0.30% |
Buy to Let | 1.75% | 0.875% | 0.44% |
Product Switch/Refinance | 0.75% | 0.375% | 0.19% |
Bridging | 2.20% | 1.10% | 0.55% |
Signature Property Finance
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging | 2.00% | 1.00% | 0.50% |
Step One
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Secured Loan | 2.00% | 1.35% | 0.68% |
Tandem Mortgages
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All products | 1.00% | 0.55% | 0.275% |
The Family Building Society
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy To Let | 0.90% | 0.50% | 0.25% |
Offset Mortgage | 0.90% | 0.50% | 0.25% |
Family Mortgage | 0.95% | 0.55% | 0.275% |
Residential Mortgage | 0.80% | 0.40% | 0.20% |
The Mortgage Lender
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Residential | 0.80% | 0.50% | 0.25% |
BTL | 0.85% | 0.50% | 0.25% |
Club Route | 0.60% | 0.50% | NA |
Product transfer | 0.30% | 0.28% | 0.14% |
Tipton
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All Products | 0.80% | 0.40% | 0.225% |
Together
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging (1st & 2nd chg) | 2.00% | 1.00% | 0.50% |
Buy to Let (1st chg) | 1.25% | 0.625% | 0.3125% |
Buy To Let (2nd chg) | 1.25% | 1.25% | 1.25% |
Consumer Buy To let | 1.25% (£7.5k max) | 0.625% (£3.750k max) | 0.375% (£750 max) |
Commercial | 1.25% | 0.625% | 0.3125% |
Residential (1st chg) | 1.25% (£7.5k max) | 0.625% (£3,750k max) | 0.375% (£1,250 max) |
Residential (2nd chg) | 2.00% (£7.5k max) | 2.00% (7.5k max) | 2.00% (£4.5k max) |
United Trust Bank
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 0.90% | 0.45% | 0.225% |
Bridging | 2.00% | 1.00% | 0.50% |
Residential |
0.80% |
0.425% |
0.20% |
Residential (unencumbered) | 1.00% | 0.50% | 0.25% |
Secured Loan | 2.00% | 1.35% | 0.68% |
Residential Product Transfer | 0.40% | 0.20% | N/A |
Secured Loan Product Transfer | 1.00% |
0.50% | N/A |
Vida Homeloans
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All Products | 1.00% | 0.60% | 0.30% |
West One
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Platinum Range | 0.65% (max £4995) | Net to broker - 0.35% (max £2690) | 0.17% |
Residential - Fixed rates | 0.75% | 0.375% | 0.19% |
Residential - Varible and Discounts | 0.80% | 0.40% | 0.20% |
Buy To Let (1st charge) | 0.90% | 0.50% | 0.22% |
Buy To Let (1st charge Limited Edition) | 0.75% | 0.40% | 0.20% |
Prime | 1.50% | 1.00% | 0.50% |
Bridging | 2.00% | 1.00% | 0.50% |
Secured Loan | 2.00% | 1.35% | 0.68% |
Zephyr Homeloans
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 0.85% | 0.45% | 0.22% |
£99 Application Fee only
For all mortgage applications Complete FS will only collect a £99 application fee from the applicant(s).
There are three variations to this, which are:
- Second charge loans, see below section on second charges.
- On smaller first charge loans (typically less than £50,000) we may vary the fee to £199.
Second Charge Fee Structure:
Complete FS Ltd offer two distinct fee structure options. Option 1 is for clients that wish to pay processing fees upfront with Option 2 for those that require all costs absorbed into the loan:
Option 1
FEES PAID UPFRONT |
---|
2% Master Broker fee on completion (£500 minimum, £2,000 maximum) |
£199 Application Fee |
Disbursement Fee - £100 (covers lenders reference & land reg search) |
Valuation Fee - if applicable (some lenders use drive by or desktop valuations) |
PROC FEE paid to broker 2% (£4,000 maximum) |
Option 2
NO UPFRONT FEES |
---|
4% Master Broker Fee on completion (maximum is £5,000) |
No Application Fee charged (covered by Complete) |
No Disbursement Fee charged (covered by Complete) |
No Valuation Fee (covered by Complete) |
PROC FEE paid to broker 2.5% (maximum £3,125) |
MINIMUM LOAN £35,000 |
Available on properties valued up to a maximum of £1,000,000 |
New Enquiry/Case Tracking
For all your online enquiries, DIP’s, applications and case updates you can use BORIS.
Complete Introducer Service
Want to introducer to us? We have fully qualified mortgage advisers who will take on the advice part for you.