Affirmative Finance

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging | 1.50% | 1.00% | 0.50% |
Allica Bank

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Commercial | 1.50% | 0.75% | 0.375% |
Alternative Bridging Corporation

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging | 1.50% | 1.00% | 0.50% |
Assetz Capital

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Commercial Express | 1.25% | 0.70% | 0.35% |
All Other Products | 1.25% | 0.70% | 0.35% |
Barclays

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Commercial | 1.00% | 0.50% | 0.25% |
Bath Building Society

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 0.80% | 0.35% | 0.18% |
Residential | 0.80% | 0.35% | 0.18% |
Beverley Building Society

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All products | 0.80% | 0.40% | 0.20% |
Bluestone Mortgages

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 0.90% + £180 | 0.50% | 0.25% |
Residential & Adverse | 0.90% + £180 | 0.50% | 0.25% |
Castle Trust
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging | 1.75% | 0.875% | 0.44% |
Buy To Let | 1.50% | 0.75% | 0.375% |
Central Trust

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Secured Loans | 2.00% | 1.00% | 0.50% |
Digital Mortgages by Atom Bank

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 1.25% | 0.625% | 0.31% |
Dudley Building Society

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All Products | 0.80% | 0.37% | 0.18% |
Equifinance

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Secured Loans | 2.00% | 1.35% | 0.68% |
Fleet Mortgages

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All Products | 0.80% | 0.45% | 0.22% |
Foundation Home Loans

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All Products | 0.85% | 0.45% | 0.22% |
Funding Circle

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral servicee |
---|---|---|---|
All Products | 2.50% | 1.25% | 0.62% |
Glenhawk

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging | 2.00% | 1.00% | 0.50% |
Greenfield Mortgages

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All products | 2.00% | 1.00% | 0.50% |
Hampshire Trust Bank

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging Finance | 2.00% | 1.00% | 0.50% |
BTL & Semi Commercial | 1.50% | 0.75% | 0.38% |
Interbay

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 1.00% | 0.50% | 0.25% |
Commercial / Semi Commercial | 1.50% | 0.75% | 0.375% |
Bridging | 2.00% | 1.00% | 0.50% |
Product Transfers | 0.50% | 0.35% | 0.175% |
Kensington

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All Products | 0.80% | 0.40% | 0.20% |
Kent Reliance

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Residential | 0.60% | 0.35% | 0.18% |
Residential Near Prime | 0.80% | 0.40% | 0.20% |
Buy to Let | 0.70% | 0.45% | 0.22% |
Further Advance | 0.35% | 0.25% | 0.10% |
Landbay

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let (Club Route) | 0.55% | 0.50% | N/A |
Buy to Let | 0.85% | 0.45% | 0.22% |
LendInvest

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Residential | 0.80% | 0.40% | 0.20% |
Buy to Let | 1.00% | 0.60% | 0.30% |
Bridging (unreg & reg) | 2.00% | 1.00% | 0.50% |
Development | 1.00% | 0.50% | 0.25% |
Mansfield Building Society
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Versatility range | 0.80% | 0.35% | 0.18% |
Buy to Let | 0.42% | 0.20% | 0.10% |
Residential | 0.37% | 0.20% | 0.10% |
Please note on standard residential & Buy to Let there will be a £299 application fee.
MT Finance

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging Finance | 2.00% | 1.00% | 0.50% |
Buy To Let | 0.85% | 0.50% | 0.25% |
Octane Capital

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging | 2.00% | 1.00% | 0.50% |
Octopus Real Estate

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging | 2.00% | 1.25% | 0.60% |
Pepper Money

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All Products | 0.80% | 0.40% | 0.20% |
Precise Mortgages

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 0.80% + £180 | 0.50% | 0.25% |
Residential | 0.80% + £180 | 0.50% | 0.25% |
Bridge to Let | Bridge - 0.75% | Bridge – 0.375% | Bridge - 0.19% |
BTL - 0.60% | BTL - 0.375% | Bridge - 0.15% | |
Total - 1.35% | Total - 0.75% | Total - 0.34% | |
Bridging | 2.00% | 1.00% | 0.50% |
Secured Loans | 2.00% | 1.35% | 0.68% |
Quantum Mortgages
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 1.10% | 0.70% | 0.20% |
Redwood Bank

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
BTL/Commercial | 1.50% | 0.75% | 0.38% |
Roma Finance

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy To Let | 1.00% | 0.50% | 0.25% |
All other products | 2.00% | 1.00% | 0.50% |
Saffron

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy To Let | 0.80% | 0.40% | 0.20% |
Residential | 0.80% | 0.40% | 0.20% |
Self Build | 1.00% | 0.50% | 0.25% |
Selina Finance

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Business Credit Facility | 3.50% | 1.50% | 0.75% |
Property Investor Credit Facility | 2.00% | 1.00% | 0.50% |
Shawbrook Bank

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Secured Loan | 2.00% | 1.35% | 0.68% |
Commercial | 1.75% | 0.875% | 0.44% |
BTL Non Portfolio | 0.90% | 0.45% | 0.225% |
BTL Portfolio | 1.20% | 0.60% | 0.30% |
Buy to Let | 1.75% | 0.875% | 0.44% |
Product Switch/Refinance | 0.75% | 0.375% | 0.19% |
Bridging | 2.20% | 1.10% | 0.55% |
Signature Property Finance

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging | 2.00% | 1.00% | 0.50% |
Step One

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Secured Loan | 2.00% | 1.35% | 0.68% |
Tandem Mortgages
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All products | 1.00% | 0.55% | 0.275% |
The Family Building Society

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy To Let | 0.90% | 0.50% | 0.25% |
Offset Mortgage | 0.90% | 0.50% | 0.25% |
Family Mortgage | 0.95% | 0.55% | 0.275% |
Residential Mortgage | 0.80% | 0.40% | 0.20% |
The Mortgage Lender

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Residential | 0.80% | 0.50% | 0.25% |
BTL | 0.85% | 0.50% | 0.25% |
Club Route | 0.60% | 0.50% | NA |
Product transfer | 0.30% | 0.28% | 0.14% |
Tipton

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All Products | 0.80% | 0.40% | 0.225% |
Together
Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Bridging (1st & 2nd chg) | 2.00% | 1.00% | 0.50% |
Buy to Let (1st chg) | 1.25% | 0.625% | 0.3125% |
Buy To Let (2nd chg) | 1.25% | 1.25% | 1.25% |
Consumer Buy To let | 1.25% (£7.5k max) | 0.625% (£3.750k max) | 0.375% (£750 max) |
Commercial | 1.25% | 0.625% | 0.3125% |
Residential (1st chg) | 1.25% (£7.5k max) | 0.625% (£3,750k max) | 0.375% (£1,250 max) |
Residential (2nd chg) | 2.00% (£7.5k max) | 2.00% (7.5k max) | 2.00% (£4.5k max) |
United Trust Bank

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 0.90% | 0.45% | 0.225% |
Bridging | 2.00% | 1.00% | 0.50% |
Residential |
0.80% |
0.425% |
0.20% |
Residential (unencumbered) | 1.00% | 0.50% | 0.25% |
Secured Loan | 2.00% | 1.35% | 0.68% |
Vida Homeloans


Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
All Products | 1.00% | 0.60% | 0.30% |
West One

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Platinum Range | 0.65% (max £4995) | Net to broker - 0.35% (max £2690) | 0.17% |
Residential - Fixed rates | 0.75% | 0.375% | 0.19% |
Residential - Varible and Discounts | 0.80% | 0.40% | 0.20% |
Buy To Let (1st charge) | 0.90% | 0.50% | 0.22% |
Buy To Let (1st charge Limited Edition) | 0.75% | 0.40% | 0.20% |
Prime | 1.50% | 1.00% | 0.50% |
Bridging | 2.00% | 1.00% | 0.50% |
Secured Loan | 2.00% | 1.35% | 0.68% |
Zephyr Homeloans

Product | Gross Fee paid by lender | Net fee paid to regulated broker | Net Fee paid to non-regulated & client referral service |
---|---|---|---|
Buy to Let | 0.85% | 0.45% | 0.22% |
£99 Application Fee only
For all mortgage applications Complete FS will only collect a £99 application fee from the applicant(s).
There are three variations to this, which are:
- Second charge loans, see below section on second charges.
- On smaller first charge loans (typically less than £50,000) we may vary the fee to £199.
Second Charge Fee Structure:
Complete FS Ltd offer two distinct fee structure options. Option 1 is for clients that wish to pay processing fees upfront with Option 2 for those that require all costs absorbed into the loan:
Option 1
FEES PAID UPFRONT |
---|
2% Master Broker fee on completion (£500 minimum, £2,000 maximum) |
£199 Application Fee |
Disbursement Fee - £100 (covers lenders reference & land reg search) |
Valuation Fee - if applicable (some lenders use drive by or desktop valuations) |
PROC FEE paid to broker 2% (£4,000 maximum) |
Option 2
NO UPFRONT FEES |
---|
4% Master Broker Fee on completion (maximum is £5,000) |
No Application Fee charged (covered by Complete) |
No Disbursement Fee charged (covered by Complete) |
No Valuation Fee (covered by Complete) |
PROC FEE paid to broker 2.5% (maximum £3,125) |
MINIMUM LOAN £35,000 |
Available on properties valued up to a maximum of £1,000,000 |
New Enquiry/Case Tracking
For all your online enquiries, DIP’s, applications and case updates you can use BORIS.

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