Print Proc Fees
Affirmative Finance
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Bridging1.50%1.00%0.50%
Allica Bank
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Commercial1.50%0.75%0.375%
Alternative Bridging Corporation
Product Gross Fee paid by lender Net fee paid to regulated broker Net Fee paid to non-regulated & client referral service
Bridging 1.50% 1.00% 0.50%
Assetz Capital
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Commercial Express1.25%0.70%0.35%
All Other Products1.25%0.70%0.35%
Barclays
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Commercial1.00%0.50%0.25%
Bath Building Society
bath-bs
ProductGross Fee paid by lenderNet fee paid to regulated broker Net Fee paid to non-regulated & client referral service
Buy to Let0.80%0.35%0.18%
Residential0.80%0.35%0.18%
Beverley Building Society
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
All products0.80%0.40%0.20%
Bluestone Mortgages
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Buy to Let0.90% + £1800.50%0.25%
Residential & Adverse0.90% + £1800.50%0.25%
Castle Trust
Product Gross Fee paid by lender Net fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Bridging1.75%0.875%0.44%
Buy To Let1.50%0.75%0.375%
Central Trust
Product Gross Fee paid by lender Net fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Secured Loans2.00%1.00%0.50%
Digital Mortgages by Atom Bank
digital-mortgages-by-atom-bank
ProductGross Fee paid by lenderNet fee paid to regulated broker Net Fee paid to non-regulated & client referral service
Buy to Let1.25%0.625%0.31%
Dudley Building Society
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
All Products0.80%0.37%0.18%
Equifinance
ProductGross Fee paid by lenderNet fee paid to regulated broker Net Fee paid to non-regulated & client referral service
Secured Loans2.00% 1.35% 0.68%
Fleet Mortgages
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
All Products0.80%0.45%0.22%
Foundation Home Loans
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
All Products0.85%0.45%0.22%
Funding Circle
fc-logo-1
ProductGross Fee paid by lenderNet fee paid to regulated broker Net Fee paid to non-regulated & client referral servicee
All Products2.50%1.25%0.62%
Glenhawk
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Bridging2.00%1.00%0.50%
Greenfield Mortgages
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
All products2.00%1.00%0.50%
Hampshire Trust Bank
ProductGross Fee paid by lenderNet fee paid to regulated broker  Net Fee paid to non-regulated & client referral service
Bridging Finance2.00%1.00%0.50%
BTL & Semi Commercial1.50%0.75%0.38%
Interbay
ProductGross Fee paid by lenderNet fee paid to regulated broker  Net Fee paid to non-regulated & client referral service
Buy to Let1.00%0.50%0.25%
Commercial / Semi Commercial 1.50% 0.75% 0.375%
Bridging 2.00% 1.00% 0.50%
Product Transfers 0.50% 0.35% 0.175%
Kensington
ProductGross Fee paid by lenderNet fee paid to regulated broker Net Fee paid to non-regulated & client referral service
All Products0.80%0.40%0.20%
Kent Reliance
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Residential0.60%0.35%0.18%
Residential Near Prime0.80%0.40%0.20%
Buy to Let0.70%0.45%0.22%
Further Advance0.35%0.25%0.10%
Landbay
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Buy to Let
(Club Route)		0.55%0.50%N/A
Buy to Let0.85%0.45%0.22%
LendInvest
ProductGross Fee paid by lenderNet fee paid to regulated broker  Net Fee paid to non-regulated & client referral service
Residential 0.80% 0.40% 0.20%
Buy to Let1.00%0.60%0.30%
Bridging (unreg & reg)2.00%1.00%0.50%
Development1.00%0.50%0.25%
Mansfield Building Society
MBS_New
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Versatility range0.80%0.35%0.18%
Buy to Let0.42%0.20%0.10%
Residential0.37%0.20%0.10%

Please note on standard residential & Buy to Let there will be a £299 application fee.

MT Finance
ProductGross Fee paid by lenderNet fee paid to regulated broker Net Fee paid to non-regulated & client referral service
Bridging Finance2.00%1.00%0.50%
Buy To Let 0.85% 0.50% 0.25%
Octane Capital
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Bridging2.00%1.00%0.50%
Octopus Real Estate
ProductGross Fee paid by lenderNet fee paid to regulated broker Net Fee paid to non-regulated & client referral service
Bridging2.00%1.25%0.60%
Pepper Money
ProductGross Fee paid by lenderNet fee paid to regulated broker Net Fee paid to non-regulated & client referral service
All Products0.80%0.40%0.20%
Precise Mortgages
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Buy to Let0.80% + £1800.50%0.25%
Residential0.80% + £1800.50%0.25%
Bridge to LetBridge - 0.75% Bridge – 0.375%Bridge - 0.19%
BTL - 0.60%BTL - 0.375%Bridge - 0.15%
Total - 1.35%Total - 0.75%Total - 0.34%
Bridging2.00%1.00%0.50%
Secured Loans2.00% 1.35% 0.68%
Quantum Mortgages
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Buy to Let1.10%0.70%0.20%
Redwood Bank
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
BTL/Commercial1.50%0.75%0.38%
Roma Finance
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Buy To Let1.00%0.50%0.25%
All other products2.00%1.00%0.50%
Saffron
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Buy To Let0.80%0.40%0.20%
Residential0.80%0.40%0.20%
Self Build1.00%0.50%0.25%
Selina Finance
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Business Credit Facility3.50%1.50% 0.75%
Property Investor Credit Facility 2.00%1.00%0.50%
Shawbrook Bank
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Secured Loan2.00%1.35% 0.68%
Commercial1.75%0.875%0.44%
BTL Non Portfolio 0.90% 0.45% 0.225%
BTL Portfolio 1.20% 0.60% 0.30%
Buy to Let 1.75% 0.875% 0.44%
Product Switch/Refinance0.75%0.375% 0.19%
Bridging2.20%1.10%0.55%
Signature Property Finance
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Bridging2.00%1.00%0.50%
Step One
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Secured Loan2.00% 1.35%0.68%
Tandem Mortgages
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
All products1.00%0.55%0.275%
The Family Building Society
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Buy To Let0.90%0.50%0.25%
Offset Mortgage0.90%0.50%0.25%
Family Mortgage0.95%0.55%0.275%
Residential Mortgage0.80%0.40%0.20%
The Mortgage Lender
Product Gross Fee paid by lender Net fee paid to regulated broker  Net Fee paid to non-regulated & client referral service
Residential 0.80% 0.50% 0.25%
BTL 0.85% 0.50% 0.25%
Club Route 0.60% 0.50% NA
Product transfer 0.30% 0.28% 0.14%
Tipton
ProductGross Fee paid by lenderNet fee paid to regulated broker Net Fee paid to non-regulated & client referral service
All Products0.80%0.40%0.225%
Together
ProductGross Fee paid by lenderNet fee paid to regulated broker Net Fee paid to non-regulated & client referral service
Bridging (1st & 2nd chg)2.00%1.00%0.50%
Buy to Let (1st chg)1.25%0.625%0.3125%
Buy To Let (2nd chg) 1.25% 1.25% 1.25%
Consumer Buy To let1.25% (£7.5k max)0.625% (£3.750k max)0.375% (£750 max)
Commercial 1.25% 0.625% 0.3125%
Residential (1st chg)1.25% (£7.5k max)0.625% (£3,750k max)0.375% (£1,250 max)
Residential (2nd chg) 2.00% (£7.5k max) 2.00% (7.5k max) 2.00% (£4.5k max)
United Trust Bank
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Buy to Let 0.90% 0.45% 0.225%
Bridging2.00%1.00%0.50%

Residential

0.80%

0.425%

0.20%
Residential (unencumbered) 1.00% 0.50% 0.25%
Secured Loan2.00% 1.35% 0.68%
Vida Homeloans
ProductGross Fee paid by lenderNet fee paid to regulated broker Net Fee paid to non-regulated & client referral service
All Products1.00%0.60%0.30%
West One
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Platinum Range 0.65% (max £4995) Net to broker - 0.35% (max £2690) 0.17%
Residential - Fixed rates 0.75% 0.375% 0.19%
Residential - Varible and Discounts 0.80% 0.40% 0.20%
Buy To Let (1st charge)0.90%0.50%0.22%
Buy To Let (1st charge Limited Edition) 0.75% 0.40% 0.20%
Prime1.50%1.00%0.50%
Bridging2.00%1.00%0.50%
Secured Loan2.00%1.35%0.68%
Zephyr Homeloans
ProductGross Fee paid by lenderNet fee paid to regulated brokerNet Fee paid to non-regulated & client referral service
Buy to Let0.85%0.45%0.22%
£99 Application Fee only

For all mortgage applications Complete FS will only collect a £99 application fee from the applicant(s).

There are three variations to this, which are:

  • Second charge loans, see below section on second charges.
  • On smaller first charge loans (typically less than £50,000) we may vary the fee to £199.
Second Charge Fee Structure:
Complete FS Ltd offer two distinct fee structure options. Option 1 is for clients that wish to pay processing fees upfront with Option 2 for those that require all costs absorbed into the loan:
Option 1
FEES PAID UPFRONT
2% Master Broker fee on completion (£500 minimum, £2,000 maximum)
£199 Application Fee
Disbursement Fee - £100 (covers lenders reference & land reg search)
Valuation Fee - if applicable (some lenders use drive by or desktop valuations)
PROC FEE paid to broker 2% (£4,000 maximum)
Option 2
NO UPFRONT FEES
4% Master Broker Fee on completion (maximum is £5,000)
No Application Fee charged
(covered by Complete)
No Disbursement Fee charged
(covered by Complete)
No Valuation Fee
(covered by Complete)
PROC FEE paid to broker 2.5%
(maximum £3,125)
MINIMUM LOAN £35,000
Available on properties valued up to a maximum of £1,000,000

For Intermediaries Only.

Complete FS Limited is Registered in England & Wales with Company No. 8163434. Registered Office at Fleming Court, Leigh Road, Eastleigh, Hants, SO50 9PD.

Copyright © 2023 Complete FS Ltd.

Complete FS Limited is authorised and regulated by the Financial Conduct Authority FCA Register Number: 738129 Please note we are a Packager and Broker, not a lender. The FCA does not regulate most Buy To Let mortgages.

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