
Welcome to the Complete FS Ltd website. Our company is dedicated to providing services for the financial intermediary. Please take time to explore our website or contact us to discuss how we can assist your business.
Loan Type | Type of Enquiry | Email Address | Telehone Number |
---|---|---|---|
Bridging/Commercial | New Enquiry | bridging@complete-fs.co.uk | 02380 450513 / 02380 450502 |
Bridging/Commercial | Existing case | bridging@complete-fs.co.uk | 02380 450171 |
Buy To Let | New Enquiry | enquiries@complete-fs.co.uk | 02380 450514 / 02380 450182 |
Buy To Let | Existing case | btl@complete-fs.co.uk | 02380 450188 |
Residential | New Enquiry | enquiries@complete-fs.co.uk | 02380 450509 / 02380 450514 |
Residential | Existing case | resi@complete-fs.co.uk | 02380 450515 / 02380 450506 |
Secured Loans | New Enquiry | enquiries@complete-fs.co.uk | 02380 450509 |
Secured Loans | Existing case | securedloans@complete-fs.co.uk | 02380 450506 |
Why use Complete FS

We are committed to providing and processing excellent products from our panel of lenders for distribution to the entire intermediary sector. Our aim is to continue to enhance the “COMPLETE” brand as a company that delivers service excellence.
This growth coupled with our commitment to staff training and development will maintain and improve our reputation as one of the country’s leading mortgage packagers.
Testimonials
"Just wanted to say thank you for arranging our remortgage for us. We spoke to many mortgage advisers and you were by far the most helpful, listening to our needs and unique situation (regarding the quarterly bonus and overtime) and making it happen for us. Despite various hold ups that were out of your control, you kept us updated with everything throughout and at ease. We will be recommending your services to family and friends 🙂
We are both very happy and can now enjoy our home!
We will be back in touch when we need another mortgage. "
FionaClick here to view more testimonials We are both very happy and can now enjoy our home!
We will be back in touch when we need another mortgage. "
"Thank you Sami,
You’re all very good at what you do and all your support with cases is highly regarded by Rachel and I,
Please pass our thanks to everyone in the office "
JonathanClick here to view more testimonials
"It has been a difficult case, but I am happy with the service provided by yourself and Complete FS
I will definitely be using Complete FS for any further cases I cannot place "
SteveClick here to view more testimonials
"Thank you for your help in getting this over the line and your fantastic communication throughout. I speak for ourselves and the clients in saying we very much appreciate your consistent co-operation. I look forward to working with you on any cases in the future. "
LucyClick here to view more testimonials
"We have come close with a couple of cases recently, but they weren’t meant to be. From outset dealing with every member of your team from David, Martin, Helen and everyone else in between, you have all been excellent.
We can both appreciate you guys are going to be dealing with complicated cases – to say the least – on a regular basis and recently I thought I was wasting your time with all my enquires, as a lot of them we not going anywhere.
The case for Price was precarious. Helen was amazing and guided both myself and my client through a very tricky application – that at one point – I thought would be declined.
Behind the scenes our client Nicola had her heart set on this move for her family and during the application process her brother nearly died from Covid. His is on the mend now.
From a Human point of view, you have no idea how important getting this mortgage was and Nicola, Kevin and I are extremely grateful for everything you have all done.
Helen is a star and a credit to your team – in fairness you all are. I don’t get that many “difficult” cases, but when I do, be assured I will be using Complete first and foremost. "
PaulClick here to view more testimonials
"I just wanted to pop you a quick email now that one of my cases has offered. I was very nervous using a packager to start with as I always find the process drawn out and inefficient. I had to go to Bluestone for HTB so needed to use a packager. We recently moved to Primis so you became our designated packager. After placing this case with you and going ahead to application, Becky Odams has handled it brilliantly. She has been great with updates, efficient with documentation processing (and there was A LOT to deal with) and overall helpful with the case in getting it progressed, reviewed and appealed after many hiccups. It has been a long drawn out process as expected, but she has made it that bit easier. Now we have an offer, I am relieved and wanted to personally thank Becky and make her efforts known.
Hope to deal with your team again in the future. "
Click here to view more testimonials Hope to deal with your team again in the future. "
"Thank you for your email last night Claire and this morning with the updates. I look forward to receiving the mortgage offer. I can’t thank you and Jo enough for your collective efforts in getting this to the current position. You both have excelled yourselves and you have both given me something to smile about and kept the spirits on a higher level at all times. I look forward to working with you both in the future and other companies could certainly take a leaf out of your books with this case.
From the DIP being submitted on Monday last week to a mortgage offer potentially being issued today, I make that 9 working days and that is nothing short of spectacular. Well done ladies, a well-deserved amount of credit to you both. I am happy of course to happy complete any feedback that you require for you to show other companies exactly how the job should be done. "
ClaireClick here to view more testimonials From the DIP being submitted on Monday last week to a mortgage offer potentially being issued today, I make that 9 working days and that is nothing short of spectacular. Well done ladies, a well-deserved amount of credit to you both. I am happy of course to happy complete any feedback that you require for you to show other companies exactly how the job should be done. "
"The case that we worked on with Becky was quite complex and there were a number of hurdles to get over throughout the application process. However, despite the pressure of all of this Becky remained incredibly patient, calm and always available to offer advice and reassurance. We felt every effort was made by Becky to ensure information and documents were passed to the lender as quickly as possible when provided to her. We had updates as often as Becky was able to give them, which was for the most part at least once or twice a week. As with most cases there were times of frustration but overall, we are very grateful that we had someone who was not only knowledgeable but understanding to help answer the questions raised and help through the application stages and ultimately get this case through to completion. We can’t thank Becky enough for all of her help. "
AishaClick here to view more testimonials
"Just a quick message, I wanted to let you know how much I appreciate Becky Odams hard work and determination to get a very difficult case over the line especially with the backdrop of COVID and the stamp duty holiday pressure. Becky has been very professional and extremely polite throughout the process for which I can only describe as a nightmare case!! We have been dealing with a client that expects high standards and at times was very demanding, but Becky was able to deliver a service above and beyond what would normally be required. I have on many occasions been on the phone to Becky at 7.30 in the morning and after 6 o’clock in the evenings to meet the challenges but she remained upbeat and positive throughout the journey. Please pass on my appreciation to Becky "
GeoffClick here to view more testimonials
"I just wanted to send you a little email to highlight the fantastic work that Leanne (and Complete in general) has done regarding this case. We have gone from a very pessimistic outlook to a result that has exceeded the client's expectations and I can only praise Leanne for working with me on this case, talking through on the phone and working together to provide options and solutions for the client.
It is a stressful time for everybody and nobody remembers to say thank you and I personally know how draining that can be so I want to formally thank Leanne for her hard work.
Once again, thanks to you all but Leanne in particular.
"
MelanieClick here to view more testimonials
"Can I say that Helen McNamara has been fantastic and so helpful on this case
"
ColinClick here to view more testimonials
"I wanted to reach out and provide feedback on Emma Page. She worked with me on a complicated case and was fantastic throughout.
Emma was patient, friendly and professional and easy to work with and to approach with any question. The small things like always responding via telephone or email quickly makes a world of difference.
This was the first time I used Complete FS and it was definitely a positive experience.."
RavClick here to view more testimonials This was the first time I used Complete FS and it was definitely a positive experience.."
"You were all brilliant, especially considering the circumstances this year. So, I would be more than happy to use you guys again.
Thanks for all your help."
RobClick here to view more testimonials Thanks for all your help."
"I am over the moon that we finally got there with this one, which is only due to Complete’s professionalism and knowledge. Yes, I will be using you again as soon as the opportunity to utilise your knowledge arises."
Norman Click here to view more testimonials
"I wanted to leave some feedback on my experience with a recent bridging loan that was completed on Friday.
This is the first time I have used Complete FS for a bridging loan. The last time I did one I used a different packager. I can honestly say the process was so much better using Complete and the service has been great. From the first call to Bob through to Emma who has been amazing. My client was going to lose the property and was demanding on her timescales to get the bridging loan completed in a short space of time. Emma responded promptly and helped chase the lender and their solicitors so that Sheila could complete by the end of the month. During the process we had to change the product, Emma helped and managed to get the new offer out with a quick turnaround. Thank you Emma, one happy broker and one very happy client in Sheila. "
MichaelClick here to view more testimonials This is the first time I have used Complete FS for a bridging loan. The last time I did one I used a different packager. I can honestly say the process was so much better using Complete and the service has been great. From the first call to Bob through to Emma who has been amazing. My client was going to lose the property and was demanding on her timescales to get the bridging loan completed in a short space of time. Emma responded promptly and helped chase the lender and their solicitors so that Sheila could complete by the end of the month. During the process we had to change the product, Emma helped and managed to get the new offer out with a quick turnaround. Thank you Emma, one happy broker and one very happy client in Sheila. "
"Good morning Sami.
Just a quick note to say a huge thank you from the bottom of my heart for all of your hard work and sticking with us to achieve what is a dream come true for Rebecca & I. Have a lovely bank holiday weekend"
RichardClick here to view more testimonials Just a quick note to say a huge thank you from the bottom of my heart for all of your hard work and sticking with us to achieve what is a dream come true for Rebecca & I. Have a lovely bank holiday weekend"
"Sean, I just wanted to say thank you for all your help dealing with this case. You have been an absolute pleasure to work with and I do hope that we work together again soon in the future.
"
JackClick here to view more testimonials
"Jo, you have been a real superstar! I am extremely grateful...."
RobClick here to view more testimonials
"Becky was working this case for me and she was brilliant. Becky was really patient with everything and made all the changes that the clients requested. Great service from Becky and Complete FS and will always recommend you when talking to other brokers.
Keep up the good work and stay safe.
"
JohnClick here to view more testimonials
"“Emma... Again... Perfectly packaged!! If only all packagers were like you, our lives would be a lot easier. Thank you"
"
Bridging Team, Together MoneyClick here to view more testimonials
"“Emma... Again... Perfectly packaged!! If only all packagers were like you, our lives would be a lot easier. Thank you"
"
Bridging Team, Together MoneyClick here to view more testimonials
"The only feed back I have is that you have a very good team there and look forward to doing more with you
."
NikClick here to view more testimonials
"We had a really good result on a case with Dudley via Complete that nobody else would have come close to, you got us the extra needed to make a deal work where all other lenders were coming up short of the mark.
"
TimClick here to view more testimonials
"Just wanted to drop you a quick note to say the cases and quality of docs submitted by Complete are a dream.
Everything, if not all points are addressed as we require, which makes our life a lot easier and can get the cases through quicker.
I just wanted to pass on my thanks to the team there, especially Sami & Olivia.
A real team effort from you at ALL @ Complete! "
Vida HomeloansClick here to view more testimonials Network Panel
We are delighted to be approved packagers for the following networks.
If you hover over the network logo you can see which specialist lending categories we are approved for.

- Homeloan Partnership
- Residential & BTL - Yes
- Secured Loans - yes
- Regulated Bridging - Yes
- Non Regulated Bridging - Yes
- Commercial - Yes

- In Partnership
- Residential & BTL - Yes
- Secured Loans - yes
- Regulated Bridging - Yes
- Non Regulated Bridging - Yes
- Commercial - Yes
- Excluded Lenders - Landbay

- Julian Harris
- Residential & BTL - Yes
- Secured Loans - No
- Regulated Bridging - Yes
- Non Regulated Bridging - Yes
- Commercial - Yes

- Legal and General
- Residential & BTL - Yes
- Secured Loans - Yes
- Regulated Bridging - Yes
- Non Regulated Bridging - Yes
- Commercial - Yes

- MCI Club
- Residential & BTL - Yes
- Secured Loans - Yes
- Regulated Bridging - Yes
- Non Regulated Bridging - Yes
- Commercial - Yes

- Paradigm
- Residential & BTL - Yes
- Secured Loans - No
- Regulated Bridging - Yes
- Non Regulated Bridging - Yes
- Commercial - Yes

- Primis Mortgage Network
- Residential & BTL - Yes
- Secured Loans - No
- Regulated Bridging - Yes
- Non Regulated Bridging - Yes
- Commercial - No

- Positive Solutions
- Residential & BTL - Yes
- Secured Loans - No
- Regulated Bridging - No
- Non Regulated Bridging - Yes
- Commercial - Yes

- Quilter Financial Planning
- Residential & BTL - Yes
- Secured Loans - No
- Regulated Bridging - No
- Non Regulated Bridging - Yes
- Commercial - Yes

- St James's Place
- Residential & BTL - Yes
- Secured Loans - Yes
- Regulated Bridging - Yes
- Non Regulated Bridging - Yes
- Commercial - Yes

- Stonebridge
- Residential & BTL - Yes
- Secured Loans - No
- Regulated Bridging - No
- Non Regulated Bridging - No
- Commercial - No

- TMA Club
- Residential & BTL - Yes
- Secured Loans - Yes
- Regulated Bridging - Yes
- Non Regulated Bridging - Yes
- Commercial - Yes

- Whitechurch
- Residential & BTL - Yes
- Secured Loans - yes
- Regulated Bridging - Yes
- Non Regulated Bridging - Yes
- Commercial - Yes
- Excluded Lenders - Landbay
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New Enquiry/Case Tracking
For all your online enquiries, DIP’s, applications and case updates you can use BORIS.

Complete Introducer Service
Want to introducer to us? We have fully qualified mortgage advisers who will take on the advice part for you.