Buy to Let Mortgages

Since the introduction of the PRA changes in October 2017 the Buy To Let market is becoming a much more a specialist arena as the knowledge of criteria, stress testing and portfolio lending has reached greater heights.

At Complete FS we cover the entire Buy To Let market with a comprehensive panel of over 25 lenders all vying for our business. We have an expert Buy To Let team with the experience to obtain the right loan for your client, from a simple loan all the way up to a multi property portfolio.

Within the lender panel we can provide:

• Exclusive products
• Exclusive criteria with often enhanced LTV’s
• In-house lender underwriters
• Ability to instruct valuations to speed up the processing

Here’s some of the lending scenario’s we are able to help with:

• Consumer BTL & Regulated BTL
• Loans up to 85% LTV
• Holiday Lets & airbnd
• Ex Pat’s & foreign nationals
• Rental income busters
• Rental top-up’s
• Clients with adverse
• HMO’s, Student lets & multi unit blocks
• Ltd Companies & LLP’s
• SPV’s or trading companies
• Light refurbishment
• Flats above commercial property
• Non standard properties
• First Time Landlords
• Local Authority tenants (DSS)
• Corporate lets
• Offset mortgages
• Older & retired borrowers